When One Stock Becomes Your Whole Portfolio
Founders, executives, and long-time employees often end up with a large share of their net worth tied to a single company's stock — through equity compensation, an inheritance, or years of loyalty. Closely-held stock planning is about turning that concentration into a diversified, tax-aware strategy without losing what you've built.
A concentrated position isn't a mistake — it's often the natural result of a successful career: stock options that vested, founder's shares, or a family holding passed down over time. The risk isn't in having it. The risk is in your career, your income, and your net worth all depending on the same company.
We help you reduce that risk in a way that respects why the position exists in the first place — whether that's tax exposure, control restrictions, sentimental value, or simply not wanting to sell everything at once.
Ways to Manage a Concentrated Position
Structured Diversification
Gradually reducing a position's size over time, so no single sale creates an outsized tax event.
Hedging Strategies
Using options-based strategies to limit downside risk on a position you're not ready to sell.
10b5-1 Trading Plans
Setting a pre-arranged, rules-based schedule for selling restricted or insider-held shares over time.
Charitable & Trust Strategies
Using trusts or charitable structures to reduce concentration while supporting causes you care about.
Hope is not a strategy. A concentrated position deserves a plan, not just an opinion about where the stock is headed.
If This Sounds Familiar, Let's Talk
Ready to Put a Plan Around Your Position?
Let's start with a conversation about the stock, the story behind it, and what you actually want it to do for you.
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